Biden-Harris Administration requires insurance companies and group health plans to cover the cost of at home COVID-19 tests, increasing access to free tests

CMS

10 January 2022 - As part of its on-going efforts across many channels to expand Americans’ access to free testing, the Biden-Harris Administration is requiring insurance companies and group health plans to cover the cost of over-the-counter, at-home COVID-19 tests, so people with private health coverage can get them for free starting 15 January. 

The new coverage requirement means that most consumers with private health coverage can go online or to a pharmacy or store, buy a test, and either get it paid for up front by their health plan, or get reimbursed for the cost by submitting a claim to their plan.

This requirement incentivises insurers to cover these costs up front and ensures individuals do not need an order from their health care provider to access these tests for free.

Read CMS press release

Michael Wonder

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Michael Wonder