5 January 2017 - Health insurers have warned that the government’s plan to simplify policies through its “gold, silver, bronze” initiative could further fuel an increasing trend of young people shunning the system.

The head of Bupa’s Australian health insurance arm, Dwayne Crombie, said while the industry awaited detail from the government about its plan, one key decis­ion would be the minimum level of cover in a bronze product.

“There is a real balance needed between keeping things affordable for those with tight budgets while wanting to have products that are worthwhile and don’t incentivise more expensive care by providers than is needed,” he said.

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